SSA Field Office

Towanda, PASocial Security Office

The Towanda office serves 34 ZIP codes — file an SSDI application, submit medical records, or update your benefit details here.

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Address, phone & hours

Your local SSA service center

As of December 2024, the Towanda office supports 2,375 SSDI recipients, which accounts for 12% of its total beneficiary population. ZIP 18848 alone serves 345 SSDI recipients. With a total monthly payout of $35 million across its service area, this office maintains a typical SSDI share for a field office, performing higher than 54% of offices nationally.

At the Towanda office, you can file your initial SSDI application, drop off medical evidence, verify your identity, and update your direct deposit information. While you may be able to walk in for some services, scheduling an appointment is recommended to reduce wait times. Please note that this office does not make final disability determinations; those decisions are handled by the state DDS. Additionally, any future hearings are conducted at a separate Office of Hearings Operations location.

Who this office serves

20,500
Total beneficiaries
2,375
Disabled workers
15,260
Retired workers
34
ZIPs served

Beneficiaries in this service area receive an estimated $35,275k in Social Security benefits each month.

Before you visit

When you arrive at 1 Elizabeth Street, bring a valid government-issued photo ID and a comprehensive 15-year work history. You should also provide a complete list of your treating physicians, their contact information, and copies of your most recent medical records. If you are taking prescription medications, bring a current list of those drugs and their dosages. Expect your appointment to last between 45 and 90 minutes as a representative reviews your application details.

You may delay your claim by failing to provide a full 15-year work history or omitting recent medical records from your primary care providers. Another common error is neglecting to mention mental health conditions that contribute to your inability to work. Always review your application forms thoroughly before signing to ensure every detail is accurate. Missing or incorrect information often leads to unnecessary processing delays.

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Should you bring an attorney?

The initial application stage is critical because the evidence you submit now forms the foundation of your entire case. Most people who apply without legal guidance face significant hurdles if their initial application is denied. An attorney can help you organize your medical evidence and ensure your work history is presented effectively, potentially avoiding common pitfalls that lead to denials.

Approval rates change with a lawyer

WITHOUT A LAWYER
1×
baseline approval rate
Unrepresented claimants
WITH A LAWYER
~3×
higher approval rate
Represented claimants

Source: U.S. Government Accountability Office, GAO-18-37. The 3× gap is a population-wide average across all judges; individual outcomes vary.

If your SSDI claim moves to a hearing

About two-thirds of initial SSDI applications nationwide are denied. If yours is, your case moves to a hearing before an Administrative Law Judge. SSA routes appeals from the Towanda field office to the hearing office below, per SSA's published service areas. The Towanda field office holds your file at every appeal stage, but the substantive decisions happen further up the chain.

Frequently asked questions