Question 1

What should I do after a car accident in Texas?

Accepted Answer

After a car accident in Texas, prioritize safety, call the police, exchange information with other drivers, document the scene with photos, gather witness contacts, avoid admitting fault, seek medical attention even if you feel fine, report to your insurance company, and consider contacting a personal injury attorney.

Question 2

How long do I have to file an auto accident claim in Texas?

Accepted Answer

Texas has a two-year statute of limitations for most auto accident claims, starting from the date of the accident. However, insurance companies may have shorter internal deadlines, and claims against government entities can have much shorter notice requirements, sometimes as little as 90 days. It is best to file as soon as possible.

Question 3

Will my insurance rates increase if I file a claim for an accident that wasn't my fault?

Accepted Answer

Generally, your rates should not increase if you were not at fault for the accident, as insurance companies typically base increases on factors within the policyholder's control. However, policies vary, and some insurers might raise rates even for not-at-fault accidents, especially with a history of claims or if fault is disputed. It is advisable to check with your specific insurance provider.

Question 4

What is a non-subscriber employer in Texas, and what are the implications for injured employees?

Accepted Answer

A non-subscriber employer in Texas has opted out of the state's workers' compensation system. While this can save on premiums, it leaves them vulnerable to lawsuits from injured employees. These employers may have their own injury benefit plans, but these might not offer the same protections as workers' compensation. Employees should understand their rights and potential risks when working for a non-subscriber.

Question 5

What steps should I take immediately after a dog bite?

Accepted Answer

Immediately seek medical attention, even for minor wounds, as dog bites can lead to serious infections. Report the incident to local animal control or the police to create an official record. Try to obtain the dog owner's contact and insurance information, take photos of your injuries and the bite location, and get contact details from any witnesses.

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