Terry M. Banks's most recent SSA record (September 2020) is at the Toledo OH hearing office. Across the 1,537 decisions on record since January 2016, 38% have been approved. An attorney can help you prepare your case for your hearing.
This page presents publicly available SSA Office of Hearings Operations disposition data, with no editorial rating or evaluation. ALJs are independent decisionmakers; aggregate statistics describe past patterns, not predictions of how any individual case will be decided. Information here is provided for hearing preparation, not as legal advice.
Approval rates
The 38% approval rate for Terry M. Banks reflects all 1,537 decisions on record since 2016. Among the 10 judges whose most recent office on record is the Toledo OH hearing office, approval rates range from 30% to 77%. These figures represent historical patterns rather than predictions for your individual hearing.
SSA has not published a latest-period approval, fully favorable or denial breakdown for Judge Banks. The most recent period with decisions on record is September 25, 2020. Those rows are left out rather than estimated.
Approval rate over time
Year-over-year approval rate across Judge Banks's docket. Annual rates fluctuate with the mix of cases SSA assigns; the longer-run pattern is more informative than any single year.
Decision pattern
The approval rate for Terry M. Banks has varied across the 1,537 decisions on record since 2016. The rate was 31% in 2016, 40% in 2017, 41% in 2018, 39% in 2019, and 43% in 2020. This data reflects the judge's historical decision-making over the recorded window.
Preparing for an SSDI hearing
The guidance below applies to any SSDI hearing, not specifically to Judge Banks's bench. Judge-specific preparation guidance requires a corpus of public Appeals Council decisions involving each judge, which we haven't built yet.
- Bring a clean treating-physician record. Longitudinal primary-care or specialist notes spanning the disability period, with consistent symptom documentation, are typically the strongest evidence at hearing. A single month's records usually aren't enough.
- Don't rely on consultative exams alone. If your medical evidence is built primarily around a one-time CE finding, expect detailed questioning. Supplement with treating-source statements where possible.
- Prepare for daily-activity questions. Have honest, specific answers about a typical day. Answers that conflict with the medical record (in either direction) tend to hurt credibility.
- Expect transferable-skills probing. A vocational expert will usually testify about jobs available to someone with your limitations. Your representative should be prepared to cross-examine.
About the Toledo OH hearing office
Terry M. Banks's most recent office on record is the Toledo OH hearing office, with decisions there through September 2020. This office maintains a bench of 10 judges whose most recent records are tied to this location. You can view the Toledo OH hearing office page for the full roster of judges.
Other judges whose most recent office on record is Toledo OH
The Social Security Administration assigns cases randomly. There are 10 judges whose most recent office on record is the Toledo OH hearing office, and their approval rates since 2016 range from 30% to 77%. Your preparation remains the same regardless of which judge is assigned to your case.
Approval rates change with a lawyer
Source: U.S. Government Accountability Office, GAO-18-37. The 3× gap is a population-wide average across all judges; individual outcomes vary.
Frequently asked questions
Terry M. Banks has an approval rate of 38% based on 1,537 decisions since 2016. This sits within the 30% to 77% range of other judges whose most recent office on record is the Toledo OH hearing office. An attorney can help you prepare your case for this specific bench.
The approval rate for Terry M. Banks has fluctuated, starting at 31% in 2016 and reaching 43% in 2020. A qualified attorney can help you understand how these historical trends might relate to your specific claim.
No. The Social Security Administration assigns cases using a workload-balancing algorithm. You cannot choose your judge, but an attorney can help you prepare for the hearing regardless of who is assigned.
The 38% approval rate for Terry M. Banks is a historical statistic, not a prediction for your hearing. Many factors, including your medical evidence, influence the outcome of your case. An attorney can help you build the strongest possible evidence for your hearing.




